Description
ASSUMABLE 4.5% VA LOAN! This beautifully maintained home offers an incredible opportunity with an ASSUMABLE 4.5% VA LOAN — a rare find in today’s market! Featuring 4 spacious bedrooms, 2 full baths, and over 2,300 square feet of living space, this home delivers both comfort and functionality. Enjoy multiple living areas perfect for entertaining, a dedicated dining area, and a cozy breakfast space ideal for everyday living. Pride of ownership shines throughout — this home is exceptionally clean and move-in ready. Conveniently located with an easy commute to Fort Hood, this property combines value, space, and location into one outstanding opportunity you won’t want to miss!
Address: 1838 Saddlebred Loop
City: Harker Heights
Area: Village/Nolan Heights
State/County: Bell
Zip: 76548
Country: United States
Property Id: 755620
Price: $ 424,950
Property Size: 2,303 ft2
Property Lot Size: 0 ft2
Rooms: 11
Bedrooms: 4
Bathrooms: 3
BathroomsFull: 2
BathroomsHalf: 1
CommunityFeatures: None, Curbs
ConstructionMaterials: Brick, Frame, HardiplankType, StoneVeneer
ContractStatusChangeDate: 2026-05-05
Cooling: CentralAir, Electric
CumulativeDaysOnMarket: 26
DaysOnMarket: 26
Directions: From Hwy 190 West (from Temple/Belton):Take the exit toward FM 3423/S W Young Dr.Merge onto the frontage road.Turn left onto S W Young Dr (going south/over the highway).Continue onto Saddlebred Loop.From Hwy 190 East (from Copperas Cove):Take the exit toward FM 3423/S W Young Dr.Merge onto the frontage road.Turn right onto S W Young Dr.Continue onto Saddlebred Loop
Disclosures: HomesteadExemption
ElementarySchoolDistrict: Killeen ISD
Fencing: BackYard, Wood
Flooring: Vinyl
FoundationDetails: Slab
GarageSpaces: 3
Heating: Central, Electric
HighSchoolDistrict: Killeen ISD
InternetAddressDisplayYN: 1
Levels: Two
ListAgentAOR: TempleBeltonBoardOfRealtors
ListAgentDirectPhone: 254-654-0323
ListAgentEmail: stevensimmons7653@gmail.com
ListAgentFirstName: Steve
ListAgentFullName: Steve Simmons
ListAgentKey: 8288836
ListAgentLastName: Simmons
ListAgentMlsId: ssimmons
ListAgentOfficePhone: 512-868-1771
ListAgentPreferredPhone: 254-654-0323
ListAgentStateLicense: 0511573
ListOfficeAOR: TempleBeltonBoardOfRealtors
ListOfficeEmail: klrw986@kw.com
ListOfficeKey: 2102736
ListOfficeMlsId: T810
ListOfficeName: Keller Williams Lone Star Realty
ListOfficePhone: 512-868-1771
ListingAgreement: ExclusiveRightToSell
ListingContractDate: 2026-05-05
MLS ID: 613250
ListingTerms: Assumable, Cash, Conventional, FHA, VaLoan
LivingAreaSource: Appraiser
LotSizeArea: 0.1928
MiddleOrJuniorSchoolDistrict: Killeen ISD
MlsStatus: Active
OnMarketDate: 2026-05-05
OriginalListPrice: 425000
OriginatingSystemKey: 57752813
OriginatingSystemName: CTEXAS
PatioAndPorchFeatures: Patio
PhotosCount: 36
PostalCode: 76548
PreviousListPrice: 425800
PropertyCondition: Resale
Roof: Composition, Shingle
Sewer: PublicSewer
StateOrProvince: TX
Stories: 2
StreetName: Saddlebred
StreetNumber: 1838
StreetNumberNumeric: 1838
StreetSuffix: Loop
TaxBlock: 3
TaxLegalDescription: THE VILLAGE AT NOLAN HEIGHTS, BLOCK 003, LOT 0045
TaxLot: 45
Utilities: TrashCollectionPublic
WaterSource: Public
YearBuilt: 2024
YearBuiltSource: Assessor
Outdoor Details
Garage Attached
Other Features
AllBedroomsUp
Has Cooling System
Has Garage
Has Heating System
Home Owners Association
KitchenDiningCombo
KitchenFamilyRoomCombo
KitchenIsland
LaundryRoom
Microwave
Patio
Range
SomeElectricAppliances
WalkInClosets
$ 2,178.80
per month
- Principal and Interest
- Property Tax
- HOA fee
$ 1,647.62
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